BALANCE BETWEEN SPENDING AND SAVING

Frugality includes all the other virtues. 

Cicero 

Bring the whole tithe into the storehouse, so that there may be food in my house, and thus put me to the test, says the Lord of hosts; see if I will not open the windows of heaven for you and pour down for you an overflowing blessing. 

Malachi 3:10 NRSV 

MONEY CAN BE AN IDOL OR A TOOL

Balance between spending and saving is important for money-vigilant people. When you become obsessed with the happiness of money, money slowly becomes your idol. You forget everything else revolving around while chasing the idea of freedom from earning more money. When push comes to shove, you get desperate and agree to do anything for the sake of making more. When you become a lover of money, you fail to see the value of morality in gaining wealth.

STRIKE A BALANCE BETWEEN SAVING AND SPENDING 

Money-vigilant people thrive in a financially stable situation. Their immediate concern is how to save and remain financially stable. For this reason, their script keeps them from spending a lot. In extreme cases, they develop underspending habits, making them emotionally poor because they refuse to use and enjoy what they have. This begs the question, what is the use of having money if you cannot enjoy it? Smart spending is a way to keep money-vigilant people away from anxiety while enjoying their hard-earned money. 

Examine your finances to see that you are both spending and saving enough.  

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How can you strike a balance between overspending and underspending? 

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How can you enjoy your money without overspending? 

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Why are you afraid to spend your money? How will you tackle this fear? 

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Saving is bright, but investing is smarter. What can you invest your money into? 

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Is your fear of investing justified? Have you made an educated finding on investment? 

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Check out: GOD CREATED WEALTH

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